Stafford Loan Lenders

These lenders have been chosen by SNHU because of superior customer service and outstanding savings. However, you may use any lender.

Important things to consider when choosing a lender:

Repayment benefits	Co-signer options
Services available	Interest rates
Credit criteria	Fee amounts

Lender Information	Stafford Loan Benefits Information
Chase Bank Lender Code: 803000 Phone: 800.487.4404	1% Origination Fee 1% Default Fee (with select guarantors) A six-month payment-free grace period immediately following graduation, less than half time enrollment or separation from school 0.25% interest rate deduction for auto-debit payments
Citibank Lender Code: Phone: 800.967.2400	1% Origination Fee 0% Default fee (with select guarantors) A six-month payment-free grace period immediately following graduation, less than half-time enrollment or separation from school up to 0.25% interest rate reduction if enroll in Easy Pay and 36 on-time consecutive payments
Citizens Bank Lender Code: 810240 Phone: 800.708.6684	1% Origination Fee 1% Default fee A six-month payment-free grace period immediately following graduation, less than half-time enrollment or separation from school up to 0.25% interest rate reduction for auto-debit payments
DiscoverStudentLoans Lender Code: 831312 Phone: 877.728.3030	0.5% Origination Fee 1% Default Fee A six-month payment-free grace period immediately following graduation, less than half-time enrollment or separation from school 0.25% Interest rate reduction for auto-debit payments
Edamerica Lender Code: 831453 Phone: 800.337.1009	0.5% Origination Fee 1% Default fee with ECMC A six-month payment-free grace period immediately following graduation, less than half-time status or separation from school 0.25% interest rate reduction for auto-debit payments
NHHEAF Lender Code: 832994 Phone: 800.525.2577	1% Origination Fee if guaranteed after July 1 1% Default fee A six-month payment-free grace period immediately following graduation or separation from school 0.25% interest rate reduction for auto-debit payments
Sallie Mae Education Trust Lender Code: 802218 Phone: 888.272.5543	0.5% Origination Fee 1% Default fee with USAF A six-month payment-free grace period immediately following graduation or separation from school You may qualify for a 0.25 percentage point interest rate on your Sallie Mae Stafford loan by automatic debit Visit www.SallieMae.com/StaffordTerms to learn how to earn the borrower benefit and other important information
VSAC Lender Code: 830075 Phone: 800.798.8722	Must be a resident of Vermont to apply 0% Origination Fee 0% Default fee (with VSAC as guarantor) A six-month payment-free grace period immediately following graduation or separation from school 0.25% Interest rate reduction for auto-debit payments
Wachovia Lender Code: 830005 Phone: 800.338.2243	1% Origination Fee 1% Default fee (with select guarantors) A six-month payment-free grace period immediately following graduation. less than half-time enrollment or separation from school 0.25% Interest rate reduction for on-time auto-debit payments
Wells Fargo Lender Code: 807176 Phone: 800.378.5526	0.50% Origination Fee 1% Default fee A six-month payment-free grace period immediately following graduation, less than half-time enrollment or separation from school