Sallie Mae Education Trust
Sallie Mae Education Trust Code: 802218 888.272.5543
Stafford Data: http://www.salliemaeedtrust.com/best_loan/undergrad_loans/stafford_loans.htm	1% Origination Fee 1% Default fee with USAF A six-month payment-free grace period immediately following graduation or separation from school Borrowers can receive loan credits equal to 4% of the borrower's scheduled monthly payment amount for each of the first 12 payments (must sign up for Manage Your Loans monthly payments)
PLUS Loan Data: http://www.salliemaeedtrust.com/best_loan/parent_loans/parent_plus.htm	3.0% Origination Fee 0.0% Default Fee (with USAF) Parents can postpone repayment until six months after the beneficiary student leaves school or drops below half-time enrollment 0.25% interest rate reduction for automatic debit is available during active repayment
Alternative Loan Data: Smart Option Code: http://www.salliemae.com/get_student_loan/find_student_loan/smart-option-student-loan.htm 888.272.5543	$1000 minimum amount; Maximum - cost less financial aid Variable interest rate as low as one month LIBOR plus 4.5% - 14.0%  Fees: 0% - 5% Co-signer strongly recommended and may qualify for cosigner release after graduation Monthly interest-only payments are required during the in school period and during the six-month seperation period A 0.25% Interest rate reduction for automatic debit A 0.25% Interest rate reduction if the borrower provides a valid email address and elects to recieve all servicing communications via email