Citizens Bank
Citizens Bank
Code: 810240
800.708.6684
Stafford Data:
http://www.citizensbank.com/pf/studentloans/applications/stafford.aspx
  • 1%  Origination Fee
  • 1% Default fee
  • A six-month payment-free grace period immediately following graduation, less than half-time enrollment or separation from school
  • up to 0.25% interest rate reduction for auto-debit payments
PLUS Loan Data:
http://www.citizensbank.com/edu
  • 3% Origination Fee
  • 1% Default Fee
  • Standard Repayment – 60 days after final disbursement of loan
  • 0.25% interest rate reduction for auto-debit payments
Alternative Loan Data:
TruFit Student Loan
Code:
http://www.citizensbank.com/trufitstudentloan
800.708.6684
  • $1000 minimum amount; Maximum - cost less financial aid
  • Variable interest rate as low as one month LIBOR plus 2.5% - 12.0% 
  • Fees: 0% - 5%
  • Co-signer strongly recommended and may qualify for cosigner release initial 36 consecutive, on time payments
  • Choice of repayment (immediate, interest only or  deferred)
  • A 0.50% Interest rate reduction for automatic debit with any Citizens Bank account