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Ways to Save

See how you can lower the overall cost of your
tuition and earn a high-quality degree for less.

Make your degree even more affordable.

On top of SNHU’s already low tuition rates, there are lots of ways to lower your actual tuition cost even more. Here’s how our students typically lower the overall cost of their degrees.

Table of Contents

  1. Transferring Credits
  2. Military Discounts
  3. Employer Tuition Assistance
  4. Grants & Scholarships
  5. Federal Work-Study

1. Transferring Previously Earned College Credits to SNHU

Thanks to our generous transfer policy, you can transfer up to

  • 45 credits toward your associate degree
  • 90 credits toward your bachelor’s degree
  • 12 credits toward your master’s degree

That means for a bachelor's degree, for example, you can transfer in up to 75% of the required 120 credits. That means you could pay up to 75% less in tuition—and finish up 75% faster!

If you've already earned some college credits, we'll do a transfer credit evaluation to see how many might transfer to SNHU. That way, we can maximize the value of the work you've already done, and save you time and money on the path to your degree.

See how transferring or earning credits can reduce the tuition for an online bachelor’s degree:

If you start with... You still need to earn... SNHU Online Tuition Rate Total cost of your degree
30 credits 90 credits x $330 per credit $29,700
45 credits 75 credits x $330 per credit $24,750
60 credits 60 credits x $330 per credit $19,800
75 credits 45 credits x $330 per credit $14,850
90 credits 30 credits x $330 per credit $9,900

Academic college credits aren’t the only types of credit you can bring in to SNHU. We’re also able to accept military credit, as well as many other experiences you’ve completed, like exams, certifications and training. Learn more about transferring credits.

2. Military Discounts

For nearly 90 years, we’ve helped military service members reach their goals – from those coming home from WWII, to those still serving around the globe. We offer many military education benefits, including up to 30% tuition discounts for active duty, National Guard and Selected Reserve and the spouses of those on active duty.

We also accept Tuition Assistance (TA), Post-9/11 GI Bill® and Montgomery GI Bill® benefits, and scholarships for spouses through MyCAA programs. SNHU is also proud to participate in the Yellow Ribbon Program.

3. Employer Tuition Assistance

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Many employers will assist with the cost of your degree in the form of tuition assistance, tuition discounts, or tuition reimbursement—and some might fund it completely, depending on how your tuition benefits work. Ask your employer how you can take advantage of this benefit and reduce the overall cost of your degree.

Since SNHU has partnerships with hundreds of employers across the country, we can help you find your employer to see if they offer tuition assistance to their employees.

4. Grants & Scholarships

Unlike student loans, scholarships and grants typically don’t need to be paid back. Southern New Hampshire University offers several types of need and non-need based grants and scholarships to help SNHU students meet the cost of a university education. Be sure to consider them all as you begin your application process.

And remember, you need to submit a Free Application for Federal Student Aid (FASFA) to demonstrate need and be considered for a federal grant.

Online Students

Campus Students

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SNHU EXPLAINS: Scholarships

Financial aid comes in many forms. Like scholarships — aka free money.

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SNHU EXPLAINS: How to Get a Scholarship

Money for school you don’t need to pay back? Discover where you can find scholarship resources.

5. Federal Work-Study

Federal Work-Study is for undergraduate and graduate students who demonstrate financial need through the filing of the Free Application for Federal Student Aid (FAFSA) at This federal student aid program is designed to allow students to earn money through part-time employment to help pay education expenses. Meaningful employment opportunities are available in community service and departments across the University.

Questions regarding the federal work-study program can be directed to

Set Yourself Up for Success

At Southern New Hampshire University, we’re committed to helping you succeed - and not just in your program. Thanks to our Financial Literacy team and their wealth of resources, we hope to help you build healthy financial habits that will last long after graduation.