Do College Credits Expire?
Finishing your degree doesn't have to mean starting over. Even if online schools weren't around when you were last in college, your existing credits may be more useful than you think.
So, how long do college credits last — and do they expire? In most cases, there's no real expiration date, according to Alyssa Panny, a director of transfer credit evaluation at Southern New Hampshire University (SNHU) with 15 years of experience in higher education. But she said there may be limits regarding where older credits can be applied.
"College credits generally do not expire, meaning previously earned credits can typically still be reviewed for transfer eligibility," she said. "However, some programs may have specific requirements or time limits based on the nature of the coursework."
Which Types of College Credits Can Expire?

While college credits usually don't completely expire, older credits in certain subject areas might not count toward your major anymore, according to Panny.
"For example, in fields like information technology, where skills and industry standards change quickly, older coursework may not qualify for direct course equivalency," she said.
In some cases, Panny noted that you might be able to apply older credits to your elective requirements if they no longer fulfill your major requirements.
She also noted that if you're earning a graduate degree, there's an eight-year time limit to finish your program at SNHU. "Courses that fall outside of that timeframe may no longer apply toward degree completion," she said.
Can You Finish Your Degree After More Than a Decade?
If you choose a transfer-friendly college, you can absolutely finish your undergraduate degree after spending 10 years or more away from college, and many students have done just that.

Bobby Stigall '24 finished his degree online at SNHU — a bachelor's in operations management — more than two decades after he first started in college.
“I’ve been working on this for 25 years,” Stigall said after walking the stage at his graduation ceremony. “I’ve dreamed about this moment. I’m finally here.”
After transferring a large chunk of credits, Stigall said he only needed to complete 12 more courses — 36 credits — to finish his degree at SNHU. “I looked at that as like a 12-round, old-school boxing match,” he said.
He noted he saw each of those courses as another round. "When I got to the 12th round, it truly did feel like I was conquering the fight," Stigall said.
Read more: Some College, No Degree? How to Go Back to School
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What Happens to Your Credits If Your College Closes?
If the college or university you attended closed after you graduated, you still might be able to access your educational records and have your credits evaluated, according to Panny.
"The ability to transfer those credits depends on whether the student's coursework can be verified through official records, such as transcripts or approved documentation from the institution or the appropriate records custodian," she said.
If you find out that a school you attended has closed, the U.S. Department of Education recommends contacting the state licensing agency where your college was located to get a copy of your transcripts.
How Can You Check Your Old College Credits?
You can begin your credit transfer journey at SNHU and discover how many credits you need to graduate by following these three easy steps:
- Complete the free 5-minute online application. There’s no obligation after filling it out.
- Get your transcripts requested — for free. Chat with an admission counselor to have your transcripts requested on your behalf.
- Receive your free evaluation. Soon after all your transcripts are in, you'll get your official evaluation. It will show you what was transferred in — and what classes you need to complete.
"Once the evaluation is complete, students receive a clear breakdown of accepted credits and how they fulfill general education, elective or major-specific requirements, helping them understand their remaining path to graduation," Panny said.
No matter how long it's been, there's a path for you to finish your degree.
A degree can change your life. Find the SNHU online degree that can best help you meet your goals.
Mars Girolimon '21 '23G is a staff writer at Southern New Hampshire University where they earned their bachelor’s and master’s, both in English and creative writing. In addition to their work in higher education, Girolimon’s short fiction is published in the North American Review, So It Goes by The Kurt Vonnegut Museum & Library, X-R-A-Y and more. Connect with them on LinkedIn.
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About Southern New Hampshire University
SNHU is a nonprofit, accredited university with a mission to make high-quality education more accessible and affordable for everyone.
Founded in 1932, and online since 1995, we’ve helped countless students reach their goals with flexible, career-focused programs. Our 300-acre campus in Manchester, NH is home to over 3,000 students, and we serve over 135,000 students online. Visit our about SNHU page to learn more about our mission, accreditations, leadership team, national recognitions and awards.